Insurance made simple for brands

Offer affordable and simple insurance at transaction points, seamlessly integrated into your customer journey

Thailand's first true digital insurer

Jovy was created through a strategic joint venture between JMT Network Services, a subsidiary of the Jaymart Group, and award-winning insurtech Igloo. Combining Jaymart Group’s extensive retail expertise and Igloo’s cutting-edge insurance technology, Jovy aims to redefine the insurance landscape in Thailand by establishing the country’s first true digital insurer.

With a vision to empower a smarter and safer future through innovative insurtech solutions, Jovy offers digitally-differentiated products that embed protection seamlessly into everyday transactions. Leveraging advanced technologies, such as AI-driven automation and real-time risk management, Jovy provides scalable solutions for industries ranging from automobiles and electronics to fintech and lifestyle retail.

Jovy pioneers a future-forward approach to insurance by aligning innovative tech with customer needs. As part of the broader effort to support digital inclusion in financial services, Jovy is empowering Thai consumers and businesses to embrace a more agile, convenient, and digitised insurance experience.

About Jovy

Meet the team

Embedded insurance is the future

Embedded insurance is transforming the way brands and digital ecosystems deliver value by integrating protection seamlessly into the customer journey. You can now offer relevant insurance products at the point of sale. Boost customer trust, enhance loyalty, and unlock new revenue streams, all while simplifying the purchasing experience.

According to data from OIC and BlueWeave digital insurance growth in Thailand has increasingly outpaced general insurance growth by 2-3X* over the last five years – reflecting the shift in consumers’ habits toward purchasing insurance online.

Join Jovy in shaping the future of embedded insurance.

*Data source: OIC & BlueWeave

Cutting edge insurtech capabilities, simplified for businesses

Delight your customers with seamless protection, embedded in your customer journey and bundled with your services and products.

How we help

Additional revenue stream
Offer insurance products to your customers and open up a new business channel. Increase your revenue per customer while giving them peace of mind and hassle-free protection.
Seamless integration through APIs
Provide a familiar and seamless purchase experience to your customers. Utilise minimal team effort with our secure and robust API integrations.
Data-driven customer segmentation
Leverage Jovy’s experience and expertise in vast and diverse consumer experience to offer the right insurance products, pricing and purchasing journey for your customers.
Efficient operational processes
End-to-end tech for underwriting, regulatory compliance and instant claims processing. Remove operational burdens, streamline workflows, and focus on strategy.
Digitised distribution channels
Scale and digitise agency and dealership distribution of insurance products. Efficiently manage your team with richer data unified into a single source of truth.

Ever-growing suite of digital insurance, always evolving to meet consumer demands

Motor

Voluntary & compulsory motor insurance for personal vehicles and commercial fleets, either as embedded or as standalone products.

Phone screen protection

Scratches, cracks, or shatters—this keeps your customers’ phone screens safe from accidental and liquid damage.

Gadget protection

Cover the tech your customers love, from accidental drops to unexpected failures.

Loan protection / PA

Give your customers peace of mind—if life throws them off track, their loan repayments stay on course.

Weather index

Help agribusinesses bounce back when bad weather hits, without the hassle of traditional crop insurance claims.

Cyber transactions protection

Shield your customers from online fraud and payment mishaps while shopping or banking digitally.

Travel

Take care of life’s surprises—cover flight delays, lost bags, and other travel hiccups.

Products

Working with you to protect what matters most to your customers

e-Commerce Platforms
Embedded cyber transactions protection and opt-in gadget protection for all or selected purchases. Ensure your customers purchase with peace of mind, and offer the option to protect their new purchases at a small cost.
FinTech Companies
Boost customer trust and retention by seamlessly integrating loan protection into your fintech offerings. We help you unlock new revenue streams while enhancing financial security for your users.
Lifestyle Apps
Turn everyday interactions into revenue opportunities by offering micro insurance products through your lifestyle app. Whether embedded in payments or as standalone options, we help you boost engagement and drive customer loyalty effortlessly.
Agent Networks
Empower your agency or dealership with a unified platform that scales distribution and streamlines customer service operations. Manage your network of agents effortlessly and boost sales of insurance products, all through a single app.
Retailers & Point-of-Sale Businesses
Unlock a new revenue stream by offering insurance products such as gadget protection and extended warranties directly at the point of sale. Boost customer satisfaction while driving higher profit margins effortlessly.